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CCCU News & Promotions

Find all of the latest City & County Credit Union news and promotions. 

CCCU Current Promotions

Expanded Access + Merger Information - City & County Members

On January 1, 2019, we welcomed members of Mill City Credit Union and have started the process of merging our long-standing credit unions into one organization - City & County Credit Union.

With a combined mission of - Empowering you to do more, by doing what's right everyday - this merger will allow both credit unions to combine our best practices and better serve our members.

Check out our Expanding Access page to check out your new branch locations, live chat and more!

Expanded Access

We're Stronger Together. Merger Information - Mill City Members

Although January 1, 2019 marked the legal date of the collaborative merge, the transition of your accounts won't happen until system conversion scheduled for June 1, 2019.

We know change is hard. That's why we're committed to help you through every step of the process and promise to deliver the credit union experience you want and most importantly, deserve.

To help you through the transition, check out our Merger Page to stay up to date with timelines, your new account number and much more!

Merger Details

New school year essentials, right here.

We can't help you with homework, but we can help you manage your money. Here's a quick review of the easy, affordable back to school solutions that can help you conquer your first day of school.

Student Checking
Open an iSelect Student Checking account to easily manage your money with an account designed for you.
PLUS - when you open an iSelect Student Checking Account receive a CCCU Care Package full of school essentials and a $10 Coupon to be redeemed by mobile deposit.

Credit Card
With no annual fee and rates as low as 8.99% APR, start building credit with a CCCU Credit Card.

Stay Connected
City & County is never far when you stay connected through our mobile app, 5,000 shared branching locations and more than 100,000 fee-free ATMs. Access your money wherever, whenever you want.

Student Loans
Headed to college or already went? Borrow smart and take advantage of a better way to pay with affordable, flexible student loan or refinance options
Apply Today

By refinancing federal student loans, you may lose certain borrower benefits from your original loans, including interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. Rates and terms are subject to change at any time without notice. Rate reduction may be available when payments are applied automatically. Other restrictions may apply. $5,000 minimum with maximum loan amount of $75,000. City & County Credit Union membership required. Student Care Packages while supplies last.

New Lower Rate - 1.99% APR Credit Card Offer

City & County is offering a new, lower credit card rate to better fit your life and your budget. Our lower rates will help you live more and compromise less on what you truly want.

Open a City & County Credit Card and receive 1.99% APR intro rate on all purchases and balance transfers August 1 - October 31, 2019.
Rate good for 6 months, then adjusts to standard rate that ranges from 8.99% - 16.99% depending on credit worthiness.

PLUS - we never charge a fee for balance transfers!

Already have a City & County Credit Card? Call us to opt in today!

Apply Now

APR= Annual Percentage Rate. 1.99% APR promotional rate will apply to purchases and balance transfers for all new accounts opened from 8/1/19 to 10/31/19. The purchases and balance transfer must occur between 8/1/19 to 10/31/19 to qualify. The rate will hold at 1.99% for 6 months, at which time it will revert back to the standard rate. Lowest standard rate as of 6/26/19 is currently as low as 8.99% APR and 10.99% APR, depending on creditworthiness and credit card chosen. Cash advance fee is 2% or a $2.00 minimum. Foreign Transaction fee is 1% of each transaction in U.S. dollars. See Mastercard Credit Card Terms & Conditions for complete details. Existing cardholders must opt in to receive promotional rate. Excludes Business Credit Cards. Insured by NCUA.


New Ways to Love Your Home - 15 Year Mortgage Refi Special

We've lowered rates & now is the perfect time to refinance to a 15-Year Mortgage. Refinancing to a shorter term not only lets you pay more towards your principle and can save you tens of thousands of dollars in interest over the life of the loan.

Rates as low as 4.14% APR & pay only $999 in Closing Costs when your Refinance to a 15-Year Term

Get Started

Closing cost offer for mortgage refinances only. Appraisal fee will vary and is the responsibility of the applicant if the loan is not consummated. Total savings may vary. Payments do not include applicable taxes and insurance, so actual obligation will be greater. $999 closing cost offer good for loans up to $200,000. Rates effective 7/15/19 and can change daily. Payment example: A $100,000 mortgage rate of 3.99% for 15 years would have a principal and interest payment of $739.28. Assuming 80% Loan to Value, the resulting APR would be 4.140%. New Money Only. Equal Housing Opportunity. Minimum loan amount of $25,000.


Something for Everyone - Auto Special

For a limited time, we're offering cash back when you purchase or refinance your vehicle!

Receive $50 Cash Back when you finance your vehicle purchase or refinance with City & County.
We offer some of the lowest rates around with no payments for 90 days.

Hurry in, this is a limited time offer!

Apply Now

$50 Bonus is a limited time offer and is subject to change. New or refinanced loans must be at least $10,000 to qualify for $50 bonus. Cannot use loan proceeds to pay off a CCCU loan. Interest will accrue for the first 90 days without payment. 90 day no payment offer only available on new loans to CCCU. Insured by NCUA.


New Home Equity Option: Lockable HELOC

With a Lockable HELOC, make life's biggest moments possible & be prepared for any life event without tapping into your savings.

This product begins as a variable rate line of credit, but has the unique ability to split-off into as many as 3 fixed-rate loans. Whether you want to remodel your home, plan a vacation or create a college fund, the Lockable HELOC is designed for you.

1.99% APR for 6 months, then rate adjusts to HELOC rate currently as low as 5.75% APR.


Get Started

APR=Annual Percentage Rate. The Lockable HELOC has both variable and fixed rate advance options. $50 fee to lock in rate. Rates subject to change. Variable rates will not exceed 18% APR. Rate presented on a 25-year term and assumes 80% loan-to-value (LTV). Interest rate may vary based on credit, LTV, and amount financed. Closing costs do not include a standard appraisal fee if required to complete loan, the average cost is $475. Cannot use loan proceeds to pay off an existing CCCU loan. Minimum loan amount $10,000, minimum loan amount to convert HELOC to fixed is $5,000. Property insurance required; flood insurance is also required if the property is in a special flood hazard area. Equal Housing Opportunity.


Boost Your Savings: 15-Month Certificate Special

Boost your savings by opening a Certificate of Deposit and grow your accounts faster.

15-Month Certificate Special at 2.00% APY. New Money Only.

Hurry, offer ends soon. Open yours today!

Contact Us

APY=Annual Percentage Yield. A penalty may be imposed for early withdrawal. Certificate Special requires ‘New Money’ (Funds outside CCCU, deposited within 45 days prior to certificate open date) to qualify for 2%APY offer. CD Special can’t be combined with any other offer. Certificate requires $1,000 minimum deposit.


Ready. Set. Checking Challenge.

We're so confident that our checking is the best, we've created a challenge just to prove it. Take our 5-Minute Checking Challenge to see how your bank compares to free checking at City & County Credit Union.

If you're still not convinced, we'll pay you $5 - no strings attached!


Start Challenge

Age restrictions may apply for ATM/Debit card. eStatements required for iSelect Checking account. Up to $15 in ATM surcharge fees refunded per month, must present valid receipt. Up to two free boxes of checks per year. Not all members are eligible for shared branching. Call City & County for complete details. CCCU deposits are federally insured up to $250,000 by NCUA. Cash-back debit card program subject to change without notice, for complete program details, see Truth in Savings brochure. Cash back rewards must be selected as an option of iSelect Checking.


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